How to Check Many Prize Bonds at Once: Packets, Lists and Inherited Bonds

Checking one prize bond is easy. Checking a packet of a hundred, or a box of bonds left by a parent, against every draw of the last six years is where people make mistakes or give up. This guide shows the official tools, how to handle packets and mixed collections, and how our checker fits in.

How draws match your bonds

Every bearer bond has a series letter and a six digit number. SBP's FAQ on National Prize Bonds says each series runs to 999,999 bonds, and that since November 2000 draws have used a single common draw system instead of a separate draw for each series. Official results list six digit numbers only, with no series letter, so the six digit number is what you match. Numbers can start with zeros: 000381 is a real winning number from the Rs 750 draw of 15 July 2026.

Each value has its own draws. A Rs 750 bond can only win in Rs 750 draws, so always check a bond against draws of its own value.

The official ways to check

The National Savings draw search. The official draw search is the best free tool for bulk checks, and few people know it takes more than one number. You pick the value and a draw date, or "All" draws, and then either:

• use Range Search with a From and To number, which suits a packet of bonds with consecutive numbers; or
• use Miscel. Numbers and type a list of numbers separated by commas.

It covers the current values, the withdrawn Rs 7,500, 15,000, 25,000 and 40,000 bearer bonds, and both Premium Prize Bonds. The draws go back to 2012 for some values and 2015 for others. The page carries its own warning that errors and omissions are expected, so treat a hit as a lead to confirm, not a final answer.

The result files. National Savings also posts each draw as a plain text file, one page per value, for example the Rs 750 draw page, with files from 2019 onward. You can open a file and search it for a number. That works for a handful of bonds and one draw; it does not scale to a packet across twenty four draws.

SBP says the official list is available the day after each draw.

Packets and series

Bonds bought together often come as a packet of consecutive numbers, for example 122000 to 122099. Do not type them one by one.

• In the official search, use Range Search with the first and last number of the packet.
• Check one value at a time. A packet of Rs 1,500 bonds goes against Rs 1,500 draws only.
• If a packet has gaps, because some bonds were spent or given away, check the range anyway. A hit on a number you no longer hold does no harm.
• Keep a note of the series letter alongside each range. You will need the original bond to claim, and the note helps you find it.

Inherited and mixed collections

Families often find bonds of several values, bought over many years. Work through them in this order:

1. Sort by value. Rs 100, 200, 750 and 1,500 are current bearer bonds. Rs 25,000 and Rs 40,000 Premium Prize Bonds are registered to a person and paid differently.
2. Set aside withdrawn values. Rs 7,500, Rs 15,000 and bearer Rs 25,000 and Rs 40,000 bonds were withdrawn and the last date to encash them was 31 December 2024. They still need checking, because a prize they won within the last six years may still be claimable. Our guide to withdrawn prize bonds has the dates.
3. Check six years back. A prize has to be claimed within six years of the draw. Older wins can no longer be claimed, so there is no need to go further back.
4. List the numbers. Write or type each number with its value and series. This list is also what you need for the heirs' paperwork.
5. Run the checks using the official search or our checker.

Remember that bearer bonds belong to whoever holds them. SBP's FAQ compares them to currency notes. Keep the collection somewhere safe while you work through it.

Our checker

The Axiom Bonds checker takes up to 50 numbers pasted at once, checks them against every draw we hold from the last six years, and shows each prize with the amount you would receive after tax as a filer and as a non filer. No sign in is needed, and the numbers you check are not saved.

For a larger collection, a free account holds up to 2,000 bonds, checks them against each new draw automatically, and sends an alert when one wins. You can type or paste numbers, or photograph a packet and let the scanner read the numbers for you to check.

Our draw data comes from the official result files on savings.gov.pk. We are not affiliated with SBP or National Savings, and you should confirm any win on the official list before you go to claim.

Two traps

The shut period. SBP's FAQ says only bonds bought at least two months before a draw qualify for it, and calls the two months before each draw the shut period. A bond bought last month cannot have won last week's draw, even if the number matches.

The wrong value or the wrong draw. Most false alarms come from checking a number against draws of another value, or reading a list from the wrong date. Match value, draw date and all six digits before you celebrate.

When you find a winner

1. Confirm it on the official list or search.
2. Work out the claim deadline: the draw date plus six years.
3. See what the prize pays after tax with our tax calculator. The tax is 15 percent for a filer and 30 percent for a non filer, taken when the prize is paid.
4. Claim with the papers in our claim guide.

If the prize is large and you are not a filer, read our tax guide before you claim. Filing first can save you more than it costs. Axiom Square files salaried returns for a flat Rs 5,000.